Our Process

Initial Meeting

The goal of our first meeting is to get acquainted with each other. We will discuss our investment process, services and fee structure. Prospective customers usually have plenty of questions. Feel free to ask as many questions as you would like.

Before the meeting even begins, we will ask that you send us any information that you would like us to look at. This includes: investment statements, employee benefit packages, tax returns, insurance contracts, trust documents, and budgets, as well as mortgages and other debt instruments. We will review all of your documents in advance of our meeting.

During our meeting, we will ask questions with the intention of getting to know you and to understand your risk tolerance, goals, and expectations of us. By the end of our meeting, it is our hope that we both recognize the value in working together.

Advise and Implement

Once we have an idea of your overall wealth status we make suggestions that may need to be considered right away based on the information you provide. We then discuss and advise on an investment strategy that includes coordinating with tax planning and cash flow. The strategy may address other needs such as estate planning, insurance planning and debt management. Implementation may include opening new investment accounts, transferring your investment accounts and, perhaps, consolidating some accounts. This process may take up to two weeks. The set-up of your accounts also includes providing you with the ability to view them on-line.

Monitor and Evolve

Monitoring involves viewing your investments on a regular basis. Reading company research, listening to corporate conference calls and keeping abreast of financial news are frequent activities. We also review your individual asset allocation on a regular basis.

Communicating and working together is essential. We are here for you. Please call us with any financial questions you have and with any changes in your goals or financial needs.

We encourage meeting with you at least once a year. This contact allows us to update your financial position. It also helps us measure and evaluate progress towards achieving your goals.

Complimentary Review